[grecy]

Do you have to give the phone back when you terminate?

[delinka]

If you did, that would eliminate the reason for the ETF (and also another profit point for the carrier.)

[grecy]

>If you did, that would eliminate the reason for the ETF.

I always figured the early termination fee is because you broke a contract. It's got nothing to do with if it costs the carrier any money, it's simply a penalty for breaking a contract.