[Izkata]

> Getting a 2% discount on everything

Some years ago I looked what my bank offered and there were a lot of exceptions, it was very far from "everything". I think the math came out to saving like $100 total a year, not really worth it.

[BobaFloutist]

Basic, mindless, catchall 2% cashback cards exist. I keep a Fidelity, since you can set it to automatically points every time you earn 50$, which can immediately go into a brokerage account and be held in a moneymarket fund earning ~4% annual interest. Which is not a huge deal, but it's a very hands off approach.