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by 2OEH8eoCRo0 288 days ago
That's not social credit, that's just credit and it's been around a very long time worldwide. For as long as money has been a thing, people don't let strangers or delinquents borrow it!

Social credit would be like if the government didn't let people lend to you for being a commie or trans. Social credit is not something you can just sort out on the phone.