[John23832]

I think that also assumes that you're able to use that entire 6 figures for yourself. And that you're able to save in these HCOL places that the 6 figures are made. And/or that you're married.

Many of the people that I know in that 6 figure range (the "normal" 100-300ish range) are helping others. Family and the like.

It's also 3-4k for an apartment in many of the HCOL places. That's before food, transportation, and taxes.

And many people are doing it solo, not married.

I'm not saying 6 figure earners are to be pitied. I'm just saying that the money goes out the door just as quickly as it comes in.

[paulpauper]

Many of them are not married, and even then the wife works, and they have tons of savings anyway .