[RandomBacon]

^ This is a great example of an internal narrative which you could reframe (if you chose to).

Instead of framing my comment as negative, you could choose to see the positive: I give all bicyclists extra room and ask how I can even do better. Everyone should strive to learn and be safe on the road like this guy!

Note I didn't say it was to protect my property like you assumed. I've seen pictures of nasty crashes and don't want that happening to any bicyclists. Dealing with my insurance is secondary.

Notice that OP tries to make me look bad in his other comment, rather than answering my question on how I can help him and other cyclists.