[CamperBob2]

Or just plain Schwab One. Don't know about Zelle but ATMs and checks work just fine.

(Better than fine, in fact, in that they refund your ATM fees.)

[ycombobreaker]

Chase Private Client refunds ATM fees too. It's especially nice if you live in a location where a substantial fraction of Chase ATMs and branches are shuttered!

[astrange]

If you're a private bank client how much do you care about ATM fees?

[hankthecat]

Much more than you would think