[potamic]

Aren't there services that provide normalized financial data? I don't know about the UK, but I've seen in other markets. If your USP is more towards analytics than data wrangling, it might save you a lot of headache to offload that to someone else.

[superproton]

Good point. There are a few (Creditsafe, Experian) but they're expensive and focus on basic credit metrics, not comprehensive financial health analysis. The real value is in the contextual interpretation - understanding what the numbers mean for investment/credit decisions. That requires domain knowledge baked into the analytics, not just clean data feeds. Plus controlling the full pipeline lets us iterate quickly on scoring algorithms based on user feedback. Hard to do that with third-party normalised data.

[potamic]

If these are already expensive, there must be a lot of value for the data itself? Why not make that your core offering? If you're able to automate the process and provide more data on top, you'll definitely have an edge over them.