[gck1]

I'm in the same boat as OP. Used GrapheneOS until Google Pay was enabled in my country. ALL banks then killed their proprietary NFC wallet apps in a month and told users to use Google Pay. I switched to using a Garmin watch for a while.

Then bank apps themselves started giving me warnings that my device was insecure (the irony) and I got increasingly frequent KYC questionnaires coming my way. One of the banks also disabled access to some money transfer services, which I suspect is because of some flag on my account in their system.

I had to ditch GrapheneOS at that point. There are simply no banks that I can switch to.

[privacyking]

Exact same thing happened in my country. All the banking apps moved to Google Pay/wallet and there's now only one bank left that supports the AOSP android pay feature. Also using a garmin watch now.

[hellojesus]

That's wild. Thanks for the info.