[sznio]

>(unless you're ready to visit a branch for every little thing — so pretty much daily).

What are you doing that you need to use your banking app daily?

It seems like a once a month affair. Pay the bills, take some cash out of the account, and you're done. Online shopping just needs a credit card, no apps required.

[callc]

Since most every transaction is digitalized, checking banking app is the same as looking in your wallet.

Any limitations to access to banking is serious f**ed. Makes me want to use cash.

[xigoi]

> Online shopping just needs a credit card, no apps required.

The app is required for two-factor authentication.

[JoshStrobl]

I'm not aware of your circumstances, but at least here in Finland I was able to get (and the bank was required to provide at my request) a cheap 2FA token generator device that can be used instead of the app (Danske ID). It works whether I am confirming an online transaction or signing into a service that uses the Suomi.fi centralized login system.

I requested it after they updated their Android app to have a check for pin-code enablement. Sailfish OS doesn't report it via the Android AppSupport system, so it was blocked before I grabbed an older build via Aurora and disabled it from updating. If it ever stops working, I'll only use the token. Once that stops working, I will switch banks.