[gentooflux]

Marine loans for boats also appear to carry 10-20 year terms. Value being subjective and all, if you find the juice tasty enough then it must be worth the squeeze.

Car loans have a bit more of an inherent predatory bent since most Americans need a car to get by. That's not to say we all need a car which costs so much that an 84 month term becomes worth considering...

[garciasn]

Boats here cost the same as a car and more, but because they are used far less and have a high resale value (Minnesota has a lot of lakes and a culture centered around water and boating) it might make sense.

I bought a 20yo pontoon for $10K and I could sell it tomorrow for $5K more than I paid for it two years ago.

I cannot do that with a car. No way; no how.