[mothballed]

I hate to be the out-of-state guy that tries to summarily come up with a solution, but in AZ they have two separate regulation on well drilling. Low-flow household consumption is "exempt" meaning if it is drilled using the approved techniques and far enough away from septic systems etc it is virtually guaranteed to be approved. If you DIY your own "exempt" well you do not even need a well driller's license and can do it with a "one-time" DIY permit so theoretically you could just buy some percussion rig for a couple grand off ali-express and go ham. Household consumption is also pretty trivial compared to agricultural and commercial use, so it doesn't have much meaningful negative impact on the the 'water rights' of commercial users.

As far as I know there is no way to sell the right away to drill an 'exempt' well. I hope CO looks into something similar.