[wasjosh]

Or how about

if you don't want to join an HOA....

you don't join an HOA?

[LargeWu]

If the house is covered by an HOA, it's typically not optional.

And in some areas it's very difficult to find housing not part of an HOA. I think somebody mentioned elsewhere in this thread that all new housing in Phoenix requires an HOA.

[immibis]

Except it's currently not optional because it comes with the house and it's with almost every house.