[stetrain]

I think that may be a bit of an exaggeration.

Yes the financial component is part of it. Building dense walkable urban developments makes car ownership more expensive and non-car options cheaper and more convenient.

Some would argue that in many places car ownership is being subsidized by the way we develop and tax.

Some households will still have cars, but households are not the same as individual people.

And I think there are plenty of places where the majority of households don’t own cars. You can say they would if it was cheap and convenient enough, but that’s the whole point we’re discussing. Not dedicating so much development and infrastructure to cars will make them less convenient and more expensive options than the alternatives for at least some of the population.

[taeric]

I could just be wrong. Nor am I aiming for exaggerated effect, though. I legit have grown to feel that people will get a car if they can afford it. Pretty much everywhere. As I said, I'd be happy to be proven wrong on this.

This is related with the housing discussions. People have somewhat convinced themselves that cheap standalone houses are the goal. Which, I suppose there is no reason that can't be the goal. But compare average home size in pretty much any US city with some of these walkable cities you have in mind.

When I do that, I start asking how related those two things are. And I'm growing rather convinced that people have built up a mental idea that they can live with all of the benefits of both worlds, without contending with the contrast between them.

[bkettle]

I think you're probably right that eventually, most people will own a car. But I think the time in your life where you decide to buy one matters substantially, and is modulated quite a lot by city design.

I'm pretty young now, and I could afford a car. I expect that I will probably buy one at some point in the future. But I can easily live my life without one for now, so I have decided to save that money instead. If I lived in Houston, I don't think that would be the case.

None of my friends that I know in NYC own cars. All of my friends that live in my hometown own cars.

[taeric]

I went for over a decade without a car in Atlanta. More, I think financing the first car I got was among the worst decisions I have ever made in my life. It was shocking how bad that monthly payment screwed up my financial planning.

All of which is to say, it amuses me to find myself defending that people will buy cars. I am not trying to push it as the correct answer. I personally think people should understand the expense of owning a car far better than it seems most people do. I just also can't deny that a car is far more convenient than not, if you can afford one.

[stetrain]

Yes, my point is just that the financial feasibility is related to the policy decisions.

For example you could say that most people who live in Manhattan would choose to live in a 2000sqft+ detached home if it was financially feasible to do so.

But because there is limited space, high demand, and city policy allows high density, such a home is not financially feasible for almost anyone in Manhattan.

And of course that applies in sprawling metro areas like Houston as well. Forcing large swaths of single-family zoning despite the market forces means that housing supply can’t grow with demand, so cost of housing increases.