I've been running it for years; I see none of what you mention. I turned off a couple of settings (literally took <5 minutes) and I don't see anything crypto or AI related anymore.
Same. I’ve been using it exclusively on macOS and iOS for a few years now. When you first open it they do show you all those features but as ochronous said you can completely disable them. If they forced crypto and AI on me I’d be out in a flash.