The Federal Reserve Bank of New York has a great quarterly report on consumer credit [0], which the article briefly mentions. The latest report (Q1 2025) is here [1]. Student loan delinquencies shot up in the last ~2 quarters, which checks out with TFA. It's amazing how the age 50+ cohorts carry substantial student loan debt (slide 21). Is this original debt from their own time as students or is it, for lack of a better word, "second-hand" debt from supporting their children through school?