[mrangle]

I hear you, but it's still not analogous. I admit to being less than precise in my prior response, specifically.

A degree isn't a car, nor is it a computer. Nor is it something that you buy. You pay for the privilege to earn it.

The problem is that, during that earning process, an institution has the power to stop you from proceeding with no representation. The only failsafes in place are there to protect the institution.

Specifics as to how this can occur are another deep discussion. The takeaway is that a 50k or 100k USD degree is fraught with inherent risk that, even if unusually realized, merits easier loan terms. Due to the core nature of what a degree is and how it is obtained.

The day that they federally neuter the power of colleges to determine student progress outside of the grading system, or better yet they give students an easy way to gain advocacy, is the day that I will more or less agree with you.