[arianvanp]

I think this highly depends on what country you live in. In NL and I have never entered a credit card number in a webshop to do a purchase ever. Just hit the "Pay" button; redirects to my bank; I get a notification on my phone; Hit fingerprint to unlock; approve; paid. Been that way for more than a decade

And I can call my bank when I get scammed unlike whatever crypto thing you're trying to sell in this post

[VagabundoP]

What tech is this built on do you know?

[xerp2914]

iDEAL: https://en.wikipedia.org/wiki/IDEAL

It'll be replaced by Wero at some point. Wero is being rolled out in other European countries right now:

https://en.wikipedia.org/wiki/Wero_(payment)

[ekianjo]

so each bank uses a standard API?

[OtherShrezzing]

There's a small enough number of competing APIs that it's not an especially large burden for merchants to integrate each. For very small merchants, they usually subscribe to a tool like Stripe to offload the complexity.

The user sees a "click here to interface with your bank" type experience on almost every site in the EU & UK.

[cassianoleal]

> The user sees a "click here to interface with your bank" type experience on almost every site in the EU & UK.

This functionality exists in the UK but it's unfortunately not as widely adopted as you suggest.

[politelemon]

The few instances where I've had a chance to use it, it's been really well done.