[nickjj]

> The only thing I feel is 2nd hand regret for Woz.

I'm going to speculate that in most cases, 20 million and 200 million is effectively the same. I wouldn't be upset in the slightest if I missed out.

If you can get a 2% return on 20 million that's 400k / year. That's a mind boggling amount of money. I picked 2% figuring to beat inflation by that amount in an extremely low risk investment so you don't have to think about market fluctuations hurting you.