[toenail]

My actual problem is that the central bank devalues the money I earned. I'm glad to hear that the financial system works for you, and that you have zero problems making transactions to anybody on the planet. That's not true for a lot of people.

[astrange]

The second law of thermodynamics devalues the money you earned. There's no way you can have $10 that always and forever buys the same things $10 currently does.

Central banks keep its value higher than the alternative, as anyone who doesn't have oppositional defiance disorder would notice from the fact that we haven't had a Great Depression lately. Because it really gets devalued if there's an economic collapse and all the businesses you trade with cease to exist.

[toenail]

Have you ever heard of gold? That didn't continuously lose value. I'm sorry to hear you believe the nonsense modern economists, bankers and politicians tell you.

[astrange]

What is "value" here?

If you value being able to purchase a specific good X, and they stop making it, then you now don't have currency capable of buying it. Doesn't matter what kind of currency it is.

If you're using value in dollar value, that asset has the price behavior it does because we live in a stable economy with central banks, 2% inflation targeting and so on. You haven't seen the alternative because you'd be on the street.

What you want is TIPS bonds.