| (next part): Option 4: Buy an appartment in a skiing station
We are at about 4 hours drive of the French alps and we frequently go to the same place that we really appreciate. Buying a flat there would make sense but this one is on the extra budget (I would have to take a bank loan for about 45% of the price). But this could be rented, shared with the family. I could still go do some remote work isolated from time to time even though the drive would be longer, but the view would be much better. On the cons side, this might be a risk bet in the future because of climate change, I'm anticipating there could be a house crisis in these places when snow won't be there. Pros: Renting - Can be shared with the family/kids - Can do remote work - Nice weekends too
Cons: Cost! - A bit far away - Risk of house crisis that could kill the investment Option 5: Buy a house in brittany!
This is the most extravagant option. We live at the total opposite of Brittany. It takes around 1000km and 10 hours drive to go there, but we absolutely love the region. We frequently go on vacation there (but not at the same place) and I know this is a place I would love to have a house and share it with the family and kids, spend some nice time with them, etc.
The big issue there is that we couldn't be present a lot, and any issues where we need to come would mean a lot of constraints (it takes one tiring day to go there). Pros: Something I'd really love - Could be shared to the family and kids - Can be rented - Can do remote work there
Cons: Too far away --- These are the various options I'm considering, but all of these bring their cons that makes me stop and think they might not be the right choices. I'm also thinking about not investing in a house, but maybe acquire a SaaS project online and work on it, but I already manage two SaaS and they can be time consuming. One disclaimer; I hope I don't come out as pretentious with my current situation. If that's the case I apologize. I know HN has quite a few people that are making a decent living and could have faced this situation in the past and I'm hoping to have some good advices on my choices before I make any stupid decision. Thank you for your help ! |