[throwaway3b03]

I live in The Netherlands and my yearly expenses are less than 20k EUR per year, and also have a car (major expense around here). But I don't pay rent. Several years ago I used to live in Romania, and similarly, had expenses a lot lower than 10k EUR per year.

So I think it's possible just about anywhere in the world, if you're ready to do a lot of things yourself (don't rely on services such as a car/bike mechanic, fix plumbing, house issues yourself, don't pay a lot of money on going out etc).

[ailef]

Not paying rent is kind of a problem for most people.

[giantg2]

"So I think it's possible just about anywhere in the world"

Anywhere with free healthcare.

[throwaway3b03]

I disagree. I spent about 2 years in Romania without healthcare of any kind. I was on a career break/sabbatical. And in the 4 years I've spent in the Netherlands, I've only went to a doctor's office once, for some abdominal pain. I was sent home by a receptionist, telling me to return the next day if it doesn't get better.

And I think that's my only interaction with the medical establishment for the last 6-7 years. The one before that was for some document I needed for my driver's license.

Of course, here in the Netherlands you can't avoid having health insurance, but it's technically free for low income people and not that expensive otherwise. In Romania, and I presume that a lot of other places, you can.

So is it that hard to stay uninsured? I do have some gripes to pick with the medical system, but yeah, I do think taking health into your own hands is a better choice (and a lot more is psychological in nature than the medical system would suggest, which is focused on symptoms and not causes).

I remember in my younger years, I would get a cold probably twice a year on average, and I would always get prescribed antibiotics by an overzealous GP. All of that stopped all of a sudden, and I haven't taken antibiotics in about a decade. I've caught a cold, maybe once every two years, but much lighter and goes away by itself in 2-3 days at most.

[giantg2]

What you are telling us is that you were healthy and lucky. That has nothing to do with cost of living if we are to assume things like wanting to live and not be completely destitute after needing a major surgery or life flight.