[whatwrongwyou]

This seems based on outdated science to me. The world isn't just "getting hotter", the overall climate is changing due solely to human influence. The article makes it sound like insurers believe houses will start spontaneously combusting. What they should really worry about is desertification in populated areas and flooding along the coasts, and the inevitable humanitarian crisis and necessary social restructuring that those will require. We can't leave this to insurers - we need strong cooperation between governments and academia to plot a better course into our brave new world.

[anoxor]

“the overall climate is changing due solely to human influence.”

Way past anything scientific. Spend 2 minutes googling “anthrophemoric co2 percentage”

[oezi]

Well solely is dramatizing but to a large extend it is true that the clima is changing because of human actions.

Certainly the rise in Co2 from 280 ppm to 420 ppm since the onset of industrialization is rather very likely due to human actions.