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by DanBC 5027 days ago
Depends on the business. Some people might buy gift tokens (with cash, using a friend who does have a valid payment method). This is useful on, for example, Amazon.

In the UK we have "prepaid credit cards"[1] which could be useful for some people who are otherwise unable to get credit.

[1] confusing name, because they never give you credit, and I don't think they have the same protections as normal credit cards.