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Lets drop you into the mid Cretaceous period and see how far your education takes you.

Without the contributions of millions of others on a daily basis you’d have nothing.

[FredPret]

In business, you pay for those contributions.

Milton Friedman describes how a pencil is made with the self-coordinated efforts of millions of people around the globe: https://www.youtube.com/watch?v=67tHtpac5ws

[opo]

For those unaware, the original essay "I, Pencil" was written by Leonard Read:

https://fee.org/ebooks/i-pencil/

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Dinosaurs don’t take credit cards