[pandorobo]

The first bullet point mentions phone number.

- Enter an email address or phone number

Thats not just email, that's also SMS.

[eddythompson80]

Email OR SMS is still one factor. Its not multiple factors. How are you not getting that? Do you know what MFA means?

[max__dev]

Even if it was Email OR password, that would still be one factor due to the OR. I do not think they are discussing in good faith.