[bpt3]

> First, when you have a renter, your payment is the "mortgage + tax liability + chunk of profit usually 25-50%"

You think landlords make 25 - 50% profit on a SFH rental unit? You're so comically wrong that there's no point in discussing the rest of this post (which is basically a list of every failed housing policy in existence).

Allow builders to build more units. It's that simple, which is part of the problem for some people.