[lubujackson]

Makes sense. Just like how when you put money in the bank they have to put it in a big vault and not touch it so you can access it in the future. Oh wait... rules for thee and not for me.

[gwd]

Not sure what you mean... banks definitely have to worry about people unexpectedly coming and asking for all their money back [1]. The difference is, that risk management is the bank's core business. That's not the business Anthropic wants to be in.

[1] https://en.wikipedia.org/wiki/Bank_run

[Etheryte]

Banks have very strict legal rules about minimum balance sheets. They don't have to have 100% coverage, but that doesn't mean it isn't there.

[throwaway4496]

A fraction of it, it is called fractional reserve banking for a reason.