[switknee]

Bitcoin is so much faster than a credit card transaction that it's not even close. A lightning transaction is near instant, regular bitcoin transfers take in the order of 10 minutes. Credit card transactions take weeks before you get the money, and after that the money can be yoinked back for a multitude of reasons beyond your control as a merchant. The fees are often lower, too. Bitcoiners are for some reason opposed to solving that last issue (no privacy) despite the technology existing in monero. NIH syndrome, I guess.

The real unsolved issue for cryptocurrency is between chair and keyboard. People make mistakes, people are afraid of being robbed. Your average person does not want to be their own bank. You can have a bank or payment processor manage your money for you, but then we're back to the regulated world where Visa and Mastercard can determine what games you're allowed to buy.

[tdb7893]

I'll have to look at the lightning transactions. My problems with crypto are generally less philosophical (I've known people who ran legal businesses that had trouble getting access to banks so I'm sympathetic to having ways around traditional banks/payment processors) but more practical, the times I've tried it in the past the experience just hasn't been good.

[gsck]

"Credit card transactions take weeks before you get the money" Where is this the case?

The only time I have experienced this being true is refunds, they usually take a bit longer to clear.

When I pay for something online or in person the payment is cleared within seconds, and I get a notification from my back that it has went through.