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by iJohnDoe 320 days ago
Since I know I won’t build a financial app, I offer this idea to everyone.

You know those apps that round up your transactions on your debit card and it builds up savings over time? Do this same exact concept but have the money that builds up be used to pay down credit card debt. Even if it’s not much, any extra dollar makes a difference. To make the app really effective it needs to be able to pay the credit card directly.

1 comments

That’s a great idea.

Currently, my app focuses on preventing unnecessary spending and directing that "almost spent" money into savings, but I'm definitely noting this feedback.

Connecting directly to the card and pushing payments would require a larger integration project. However, this is exactly the type of feedback I need for planning my roadmap.