Under cost re-framing and goal redirection, it might be neat to add something like "how much this amount of money would net you in 5/10 years at 7% growth" for example. (Ties into the down payment category, perhaps).
Believe me, this is such a great idea that I recently received exactly the same feedback.
It's already on my roadmap because the user indicated that it would be effective to demonstrate "what this skipped purchase could grow into in 5/10 years at X% compounding."
The concept would be: rather than merely saving $80 today, demonstrate that, at a 7% annual growth rate, it will reach $157 in ten years, making the "opportunity cost" even more difficult to overlook (and much more motivating if you're saving for things like a down payment).
You have no idea how much these suggestions are helping me shape the next wave of features, so please keep coming.
It's already on my roadmap because the user indicated that it would be effective to demonstrate "what this skipped purchase could grow into in 5/10 years at X% compounding."
The concept would be: rather than merely saving $80 today, demonstrate that, at a 7% annual growth rate, it will reach $157 in ten years, making the "opportunity cost" even more difficult to overlook (and much more motivating if you're saving for things like a down payment).
You have no idea how much these suggestions are helping me shape the next wave of features, so please keep coming.