[7bit]

No it hasn't. How can you make a statement so confident, when obviously you couldn't objectively know?

[nh2]

Evidence to the contrary?

For my German banks, this is true. Stupid custom apps and proprietary reader hardware that read coloured moving QR codes everywhere.

[7bit]

It's your responsibility to provide evidence for your claims, not everyone else's to prove yours wrong...

[nh2]

You say "no" to the poster saying "in Germany all the SMS 2FA has been shut off".

It makes sense to ask you for evicence: You'd just have to name a bank that provides SMS 2FA.