[cosmic_cheese]

I wish that banks would offer TOTP. SMS is famously insecure and poorly suited for something that’s a load-bearing pillar in most of our lives, and TOTP is probably the most reasonable replacement. Unfortunately only a tiny handful of US banks offer non-SMS 2FA of any kind, and to my knowledge the one that does (Scwhab I think?) requires the use of a hardware gadget even though it’s standard TOTP (which people have written python scripts to extract the necessary bits of info from).

[hinkley]

To this day I'm just amazed that World of Warcraft tried to mandate security tokens in a time when E*Trade barely supported them.

Why is a video game embarrassing fintech?

[abdullahkhalids]

World of Warcraft was supporting tens of thousands poor teenagers in developing countries, who would farm high value items in the game and then sell the account /items to rich people who didn't want to put in the hard work.

There was (maybe still is) lots of money to be made by hacking accounts and selling them.

WoW was fintech!

[FirmwareBurner]

>WoW was fintech!

WOW was teaching kids how free market capitalism works early on.

[toomuchtodo]

Fidelity offers TOTP standard support, works with the native Apple Password app/keychain.

[cpburns2009]

Only recently. They used to require Symantec's authenticator.

[tn1]

Schwab supports Symantec VIP but there's a python package to emulate it, which will give you a regular TOTP setup code.