[baq]

> If you have a family and a mortgage without first having enough savings to support those things through anomalies, you’re acting irresponsibly.

Or maybe it’s the collective us acting irresponsibly because how you get young people to start families if it’s irresponsible until biologically too late?

[sneak]

This presupposes the value of families and reproduction, especially those by young people who can’t afford them.

[baq]

Tail is wagging the dog.

It's people who make the economy; if the economy makes it so there are no new people, it crumbles under its own weight - see every developed nation in the next 20-30 years when the social security system collapses, and the economy will follow soon after.

The nihilist take here would be that nothing matters, but money is more fake than people.