[moritonal]

I have to ask, if they have access to get a loan of $2.2m then the friend could likely save for 5-7 years and just retire someplace cheap. Like, spending that much seems wild given the implied access to straight cash.

[zeroonetwothree]

But you can always sell the house later if you want to retire somewhere cheaper. It’s not like you losing the money forever.

You do have to pay interest taxes and maintenance, whether that exceeds the rent for an equivalent property is another question.

[bravesoul2]

Yeah but let's keep the ponzi going people!