[evrimoztamur]

Netherlands has implemented Tikkie on top of iDEAL, which is essentially the same outcome. You link your bank account, send a payment request URL or put up a QR if you're a business. That's good UX, and it's getting better adoption.

[kokada]

That's definitely closer to Pix, but the advantage of Pix is because since the Brazillian Central Bank forced adoption for almost every player (not just banks, but even things like PagSeguro that is the Brazil equivalent of PayPal), so you can just assume that everyone has a Pix account already.

Last time I went to Brazil I remember that at least twice I asked if the person seeling me something would accept Pix in place of cash since I generally don't carry any cash, and they happily accepted even if they didn't advertise this.

[Cthulhu_]

And iDeal is being expanded across Europe; the technology is now owned by the European Payments Industry and rebranded as Wero, which will replace iDeal in the Netherlands, Giropay in Germany, Paylib in France, and Payconiq in Belgium and Luxembourg.

This fragmentation of digital payment methods has had a... less than optimal effect on European payment traffic, with a lot of e-commerce going through American payment providers like credit cards (Visa, Mastercard mainly) and Paypal. A lot of internationally operating online outlets have added support for iDeal over time though, so hopefully Wero will be deployed very fast.

[andrepd]

Portugal the same. I heard there's an initiative to unify all national Tikkies/Mbways/Pixes and make them inter-compatible.