[NalNezumi]

I think we are in agreement though.

You can do both: work hard for a while, enjoy life for a while. Compounding interest is real, it's only limited if you're in a rush to "retire early".

I'd rather find a job I like, that doesn't break me, and enjoy my life and passion(sometimes coincide with work), up until actual retirement age. Most people (in tech) that aim to retire early usually end up working after retirement anyway, just on their own condition.

Enjoying "life" is also a skill. I've been surrounded by workaholics and many of them had to essentially learn that later. (myself included)