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by masklinn 335 days ago
In some places it’s already more than viable. In Europe it’s baked into the banking system, SCT (SEPA Credit Transfer) lets you move money between any two European accounts with only as much hassle as your bank wants in your way. And EPC QR lets you initiate transfers from QR codes.

The biggest annoyance with it is that uptake is quite variable from country to country.
1 comments
WhyNotHugo 335 days ago
In the Netherlands we have bank cards and IDeal for offline and online payments respectively. Those answer to local legislation, and do direct bank-to-bank transfers.

But if I want to buy online from Germany or some other EU country, I need to use American payment method. Also if I want to buy from China, I need to use an American payment method.

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