[jml78]

Which is crazy to me. I had purchased international airline tickets 9 months prior to COVID.

Covid happened and everything was cancelled. The airline refused to refund, only give credit. The issue is that it was on an airline that was useless to me because this trip was cancelled and we were going to be rescheduling.

Did a chargeback with Apple even though I was past the date, they still gave me my money back. I was shocked

[lxgr]

That's just credit (and for that matter most debit) cards working as designed. A card payment is only considered final once goods or services have been delivered on the agreed-upon date. For travel, this can well be months after the actual transaction date, but doesn't change anything about your dispute rights.

Unfortunately some European banks aren't too familiar with these rules, especially when bankruptcy law is involved.

[dilyevsky]

Ive had good experiences with Apple doing chargebacks although my cases were pretty open and shut. Can’t say that about other issuers though including amex surprisingly