[rvba]

If the model cannot handle when we are now, then it is a vad model.

Same for a model crashing.

Different thing is if it showed that repayment is inpossible.

The article mentions a ery important subject, but quality is low.

[chickenbig]

Indeed, the map is not the territory.

https://en.wikipedia.org/wiki/Reification_(fallacy)

It is interesting that the complaint is that the model would not converge. Convergence might be a nice property to have or desire, but simple systems don't necessarily converge. For instance ecosystems are chaotic.