[smt88]

> Tell me you don’t really know how insurance works without telling me :)

This will be interesting news to the insurance company I co-founded :) :) :)

> You’re not “buying it and then not using it”.

This boils down to semantics, but most consumers feel like they're "using" their insurance plan only when they file a claim.

Unused games in my Steam library are basically insurance against being bored.

[loloquwowndueo]

Oh so then you’re just walking around pretending you don’t know how insurance works ;)