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by richardjordan
5042 days ago
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Your question is a straw man argument. 1) It's just not for entrepreneurs without coverage. Though that's not trivial - healthcare costs are non-trivial even for relatively healthy people, and the risks are very high particularly during a period where you're perhaps earning less money because you're starting a business. 2) It's not just about chronic illnesses, all healthcare costs money. Most people will have some expenses during any given year. It's a significant additional risk. 3) To grow a company you need to hire people. People need healthcare. You either are restricted to employees who can work without healthcare or you have to pay a lot for it because plans are more expensive at that scale. Healthcare is a challenge hiring older people with more experience. There are lots of talented people who are discouraged from starting businesses or from joining startups because of the burden and risks associated with our staggeringly expensive, inefficient, employer-based healthcare system. I have two children. I am divorced. Healthcare is always a concern when I choose to start a company or move to a company. This is not an atypical case. |
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That was the claim. If you want to argue that said claim is wrong....
> healthcare costs are non-trivial even for relatively healthy people
Oh really? I've paid out of pocket for high-end healthcare plans while "old". Housing was a much bigger issue.
More to the point, you're going to pay one way or another.
And no, the US govt is not an efficent middle-man. Yes, they can cut a check cheaply, but the fraud admitted to by govt healthcare advoctes dwarfs the administration and profit of private companies. Since the likely numbers are higher....
No, you don't to point to other countries. We're stuck with the govt we've got. Fix existing govt healthcare programs (starting with IHS) and we'll talk.
> 2) It's not just about chronic illnesses, all healthcare costs money
Yes, but it doesn't get any cheaper funneling it the money through third parties.
> 3) To grow a company you need to hire people. People need healthcare.
And you're going to be paying for that, one way or another.