[nunez]

I bought recently. Mortgage lenders seem to be much more willing to work with people who can't make their mortgage than landlords are. Deferred plans, interest only payments, and more. In Texas, landlords can evict you within three days of missing a rent payment. THREE. DAYS! I got hit with this letter when auto pay screwed up. It's pretty scary.

[bravetraveler]

I've found landlords both more auditable and flexible than jobs or even lenders, sadly. I'll buy something when I can afford it (in more than one sense, too). That frees me to pick a place not tied to financing or any particular location.

All roads lead to uncertainty, I'd rather travel it with a heavy purse. Good for smacking away problems or making trades on the way.

If it becomes less fashionable to force people to relocate, maybe I'd find it wise to invest. Until then autonomy is valuable. Days? Cute! Three hours is no problem with a could-be down payment in your pocket and no attachments.

With RTO/AI/Actually-Indians... it's an arms race for those of us who 'survive'. I'd rather buy when it dips or with less competition. Not directly contribute to building Company Town 3.0 while my peers and I try to outbid each other and suckle from the same teet.

Game theory is telling me either I'm getting laid off or someone else is, there may be advantage in waiting. Costs nothing but opportunity, funny: provides that too.

A couple more tropes to close: accounting tricks all the way down, money plays.

[red-iron-pine]

that sounds like a Texas and a "non-tenant-friendly" problem -- plenty of states ain't like that.

and as someone who owns and rents property, finding good renters is hard and costly. if one of my normally good tenant gets screwed and needs a little patience and wiggle room I'd rather work w/ them then roll the dice over some noob. e.g. if they're out of work for a longer than expected then they can help paint the place, finish up some landscaping, etc.