[bravetraveler]

> Well if you have to move to take a new job then you can always sell your home or rent it out.

Right, that's 'forced out' with extra steps :) I'm buying a home to live in (and if we're honest, die). Not employment. It may not even pay!

> unlikely

Hence the hesitation [for certainty]. This is half a statement about the market and half about my capacity for it. If I lost my job - the more likely case - I don't want this burden, too.

To your/OPs point: this can be an opportunity... but so is that fat down payment! Losing the position with savings/options: video games and burn-out recovery for the next three years. Comfortably trying on the next fad.

Without savings/options but a house/debt: panic, hot potato, and paperwork with a much more urgent job search.