[MangoToupe]

You can still make a mistake after the test transfer.

[tshaddox]

Or you can mistakenly think the test transfer worked as intended.

[buzzerbetrayed]

Not to mention that the necessity of "do a test transfer" already shows how massively broken the process is

[akimbostrawman]

Or maybe that "broken" design is just the result of the actual goal of decentralized P2P...