And the only way for that change to happen is to bake in monetary incentives that help drive it, whilst doing so in a political climate that is just fine with the way things are.
I disagree. We can also continue to engage in revolutionary thought and practice locally. We can decide that collective and community health and wellbeing are more important than individual success. It's a more difficult road, but the capitalist mode of "just tweak the financial curves" is not the only way we can approach this problem. Just the most well supported today.
We absolutely should continue to engage in revolutionary thought and practice locally, but without buy-in by the owners of the system it will always be just that: "local"