[Workaccount2]

The whole point of retirement saving is so that you can still support yourself after your mind and body can. Just about everyone is aware of this, yet many still save nothing because "society will deal with it" when they get older.

When I was younger I had an easy time buying into "everything is too expensive to save money", now that I am older, past the "you must start saving now" age, I know way way too many people who don't save for retirement and live stupidly beyond their means.

"We don't have any retirement savings because how could we give up eating out 1-2 times a week, $250 monthly beauty appointments, $90 gym membership (they have clean warm towels!), and our annual Disney vacation and our family Lake Tahoe trip. And no way will you catch me in a 5 yr old used car, sorry I cannot sacrifice my new car leases!"

I know so many more people who recklessly spend money than people who honestly are trying but cannot make it.

[olyjohn]

Cool anecdote.