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by matthewowen 361 days ago
> Standard with ads, which is distorting because ads have a different cost and benefit (more expensive and lucrative in the US). Standard Standard is 14.99€ in France, £12.99 in the UK, $17.99 in the US.

so it's 30 cents cheaper per month on that basis. that doesn't really support the claim.

> I like how you picked France, not Poland at $27, Spain at $35, UK at $35, Ireland at $39, Belgium at $42, Italy at $44, Germany at $46, etc.

I picked France because I had specifically mentioned France previously. I'm aiming to be consistent.

> Plus anecdotes from the internet.

It all becomes clearer.

> You said they're favourable, not more favourable than e.g. in the UK. What's the average APR?

I said "better access to favorable rates", not that every person is getting good rates. For what it's worth I would say that any interest rate that's below the expected return on money in the SP500 is quite favorable.

> The only metric by which Mississipi is "richer" than France is GDP/GDP per capita.

Clearly untrue: it has higher household disposable income, almost certainly the most relevant statistic.

I really don't think you're sincerely interested in this topic, you just want to dunk on America.