[ljm]

They’re pretty on-the-ball with fraud. People are commonly scammed into being a money mule (basically being sent money and then being asked to send it on to another account, with the promise of payment) and they get locked out.

They’re not going to just take your word at being scammed, either, and the police are going to be involved for it to even get off the ground.

To add to that - there are several barriers to taking out large amounts of cash. You can’t just walk into a bank and pull out £10k, no questions asked, because of the likelihood of it being part of a scam.