[rafram]

Yeah, but the scammer could also just walk into the bank and pass the teller a note telling them to hand over all the money in the drawer. They'd do it! But it would be theft and the scammer would be arrested, just like if they did what you're suggesting.

[weird-eye-issue]

It's cute if you really think that

These days you can open bank accounts completely online with fraudulent info

You can even open bank accounts from countries on the other side of the world. How will they arrest you, exactly?

[tim333]

They won't "reimburse scam victims" on the other side of the world. They are probably reluctant to reimburse at all unless you are some granny in Croydon making a fuss in the newspapers.

[rafram]

It's on the bank to prevent those other-side-of-the-world account holders from sending large sums of money to untrusted destinations in the first place.

[weird-eye-issue]

Good luck with that. Contracts etc can be falsified. You'd just end up locking out real people from sending their own money for legitimate reasons in the name of attempting to stop fraud or in your words "untrusted destinations" whatever that means.