[vel0city]

Most of my health expenses, sure. Not necessarily all of them, unless I play games and live within allowed limits of tax advantaged savings accounts which might just eat my money at the end of the year.

My vacations, car payments, food expenses, and housing expenses are absolutely not able to be written off. One part of my housing expenses may be able to be written off, but not anywhere near all of them. Some education expenses, but not nearly all. I get $5k of untaxed income for childcare for the year. How many weeks do you think $5k covers for two kids?

[mulmen]

HSAs carry over from year to year. The only limit is contribution amount.

https://www.fidelity.com/learning-center/smart-money/hsa-con...

[vel0city]

FSAs don't.

https://www.healthcare.gov/have-job-based-coverage/flexible-...

[mulmen]

Sure but you do have a tax advantaged way to cover medical expenses.

[vel0city]

A way to cover some medical expenses. Not necessarily all. And once again, only if I play games with weird savings accounts rules. If I put money into either of these accounts it's expensive to take out, if possible at all. And with FSAs one needs to essentially guess what their healthcare costs will be and risk losing it at the end of the year if unused.